All Share Accounts
Check Cashing Fee
– 1% of check amount with a minimum of $2.00.
$5.00 Per Month Fee
· If share balance is lower than the required minimum balance of $10.00
$10.00 Account Closing Fee*
$4.00 Return Item Fee* - All Accounts
· Check that was deposited into member’s account and returned to credit union insufficient
$2.00 Statement Copy Fee*
· Reprint of a statement
· No charge on statements pulled from C.O.O.L. by member
$0.50 Interium Statement*
· No charge on statements pulled from C.O.O.L. by member
$15.00 Wire Transfer Fee and
Western Union Fee
· Transferring funds from this institution to another
· Incoming wire fees may vary
$25.00 Stop Payment (ACH)
· Notice required in writing (see #15 in Membership and Account Agreement)
$5.00 Return Mail No Forwarding Address
$1.50 Address change from Post Office*
$20.00 Per Hour Research Fee
· Charged in 15 minute increments
$1.00 Teller Check Fee
· Four free checks per month
$0.50 Telephone Balance Inquiries*· No charge for inquiries done on C.O.O.L. – Home Banking or Voice Response
$25.00 Insufficient Electronic Transfers-All Accts.
$1.00 Transfer request done by Credit Union Employee*
· Four free transfers per month
· No charge for transfers done on C.O.O.L. – Home Banking or Voice Response
Share Draft (Checking) and
Business Share Draft (Checking) Account
$25.00 Stop Payments-All Checking Accounts (checks/ACH)
· Notice required in writing (see #15 in Membership and Account Agreement for details)
$25.00 Stop Payment on a series of checks* - All Checking Accounts
· Notice required in writing (see #15 in Membership and Account Agreement for details)
$25.00 Insufficient Checks (NSF)* - All Checking Accounts
· Per check
$2.00 Check Copies – per check* - All Checking Accounts
· 3 FREE a month
$25.00 Paid NSF Check – All Checking Accounts
· Signed Agreement must be on file at Credit Union
$0.00 Bill Paying Service Monthly Fee
$10.00 Bill Paying Service NSF fee - All Checking Accounts
· Charged after 5th try to pay bill
$25.00 Bill Paying Service Research Fee - All Checking Accounts
$2.00 Return Item Fee* - Business Checking
· Check that was deposited into account and returned to credit union insufficient
MasterMoney
$25.00 Negative Balance
· Each occurrence
$ 3.00 Automatic Overdraft
· Each occurrence
$ 2.00 Card or Pin Replacement
· 2 FREE per year
$ 5.00 Card & Pin Replacement
· 2 FREE per year
$ 5.00 Sales Draft Copy
· Each copy
$20.00 Rush Order
· PLUS Replacement costs
$40.00 Fed Ex Rush Order
· PLUS Replacement costs
Actual Costs ATM Photo verification
$ 1.00 ATM fee per transaction
· Withdrawals
· Transfers
Loans & MasterCard
$20.00 Reverse a payment due to a NSF check*
LATE CHARGES: If you are more than 15 days late with your payment you will pay a late charge equal to 10% of the payment due with a minimum of $10.00 and a maximum of $25.00.
Please refer to your loan contract or MasterCard Statement for any other terms that may apply.
For questions about the site contact the webmaster: Lane Bond: lane@bondwebs.com
